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Biblical Investment Principles- Financial Principles from the Bible

By: Hozanas Team
Top Ways to Save Money

When it comes to investing and building wealth, what does the Bible say? Are there truly biblical investment principles to make one wealthy? Where does the Bible stand on topics about investment and building wealth?

Investing and building wealth are mentioned hundreds of times in the Bible. Jesus taught about money more than 10 times in his 39 parables. In this blog post, you will discover how to grow your money wisely while maintaining a strong relationship with God. In addition, you’ll learn how to steer clear of risky investment strategies that won’t pay off in the long run.

It is a natural law that if you are wise and use your resources wisely, whether you have a lot or a little, your wealth will grow over time. The only way to avoid losing what you have is to use it properly.

Like it or not, most people become wealthy through hard work and not through an inheritance or a freak accident. Using the gifts and abilities that God has given them, they find a way to pay it forward. They figure out what it takes to make a lot of money, take action, and take care of it well, thus creating the conditions for even more wealth and prosperity..

There are four (4) major biblical principles of Investment

It’s God’s desire for you to prosper in every way possible, including your finances. (III John 2) Following these time-tested biblical investing principles will not only help you increase your networth and leave a lasting financial legacy, but it will also help you improve your overall well-being.

Biblical Principle of Discipline

Who can be trusted with very little can also be trusted with much, and who is dishonest with very little will be dishonest with a great deal.’

As a first step toward becoming wealthy, you must first demonstrate your integrity and discipline with the money you already have. 

As long as you’re spending more than you’re earning, you will never be able to accumulate wealth. Before the Master will trust you with more money, you must be in control of your own finances.

  • Principle of Seeds
Ref: iStock

The sower’s parable in Mark 4:3-9 emphasizes the importance of sowing seed in fertile soil.

“Listen! Behold, a sower went out to sow. And it happened, as he sowed, that some seed fell by the wayside; and the birds of the air came and devoured it. Some fell on stony ground, where it did not have much earth; and immediately it sprang up because it had no depth of earth. But when the sun was up it was scorched, and because it had no root it withered away. And some seed fell among thorns; and the thorns grew up and choked it, and it yielded no  crop. But other seed fell on good ground and yielded a crop that sprang up, increased and produced: some thirtyfold, some sixty, and some a hundred.” And He said to them, “He who has ears to hear, let him hear!”

There are a number of excellent biblical investment principles to be found here.

There can be no multiplication without sowing the seeds. Those who sow sparingly will also reap sparingly, and those who sow generously will also reap generously.

If you don’t put your money to work, it won’t grow and produce more. To build wealth, you should not keep your money in a savings account or in your mattress. 

As a result of inflation in many parts of the world today, money saved in banks today will definitely lose its value in about 5-10 years from now. Therefore, invest your money today.

Investing wisely increases your money’s value over time. This increases the amount of seed that can be used for future harvests. Not every investment is a win-win situation. You’ll reap far more than you’ll lose if you sow your seed in good ground and care for it properly.

  • Principle of Investment

Eat only a small amount of your seeds

Sadly, too many of us are living beyond our means. You can’t plant seeds for a future harvest if you spend more than you earn. People who eat their seeds are always forced to make desperate financial decisions if times get tough. 

Managing your finances so that you can plant financial seeds on a regular basis will result in an exponentially larger harvest in the future!

But note, only invest in things that you can comprehend.

By wisdom a house is built, and by understanding it is established; by knowledge the rooms are filled with all precious and pleasant riches.

Proverbs 24:3-4 

When it comes to wisdom, the above book of the bible is an excellent place to start.

You should always know exactly what you’re investing in before you make a decision. You shouldn’t invest if you can’t explain it to someone else in a way that they can fully grasp it as well.

A lot of money can be lost in risky investments that look good on the surface but aren’t worth your time or effort because of the inherent dangers.

What level of risk you’re taking is also important. It’s impossible to avoid risk in any investment, no matter how safe you think you’re keeping your money. You can, however, make better investment decisions if you fully understand what you’re investing in and the level of risk it entails.

  • Principle of Investment in Yourself

Consider it. 

God is a creative and multiplying being who knows no bounds. The attributes of God were also given to us when we were made in His likeness (Genesis 1:25-26). Investing is one of the many creative acts that God has given you, and you can use the creativity He has given you to multiply your money.

What skill do you have that someone else can pay you for? Think about it. Also, note that no skill is too little. Every of God’s given gift to humanity has the potential to grow bigger in your hands than you can ever imagine.

Good stewardship requires employing Biblical investment principles. Multiplying the money God has given you is a proper way to show gratitude for the blessing. 

Using all of your seed just to survive means that you’re not managing your money well, and that’s a bad thing. In the absence of an understanding of the biblical investing principle of investment, you will never have any extra money to invest. 

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